Effective July 12, 2010
*Note: This page is best printed using the landscape printing option.

FACTS: WHAT DOES ALIANT BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

● Social Security number and income
● account balances and payment history
● credit history and assets

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Aliant Bank chooses to share; and whether you can limit this sharing.

TO LIMIT OUR SHARING

● Call Toll Free 1-866-888-8330 during the hours of 8:00AM to 5:00PM CST Monday through Friday—our menu will prompt you
   through your choices.
● Mail the opt-out form (download here)
● Come in any Aliant Bank Office

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

QUESTIONS?

Call Toll Free 1-866-888-8330 or go to info@aliantbank.com.

WHO WE ARE

Who is providing this notice?

● Aliant Bank
● First Montgomery Insurance

WHAT WE DO

How does Aliant Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Aliant Bank collect my personal information?

We collect your personal information, for example, when you

● open an account or apply for a loan
● pay your bills or deposit money
● show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

● sharing for affiliates’ everyday business purposes—information about your creditworthiness
● affiliates from using your information to market to you
● sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

DEFINITIONS

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.

● Our affiliates include financial companies such as securities broker-dealers and Insurance companies.

Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.

● Aliant Bank does not share with nonaffiliates so they can market to you

Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

● Our joint marketing partners include credit card issuers, insurance companies, and companies offering security & rewards
   membership programs.

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